Short Sale Help in the Denver Metro

Dawn Green is a REALTOR® with Real Broker, LLC and holds the SFR® (Short Sales and Foreclosure Resource) designation from the National Association of REALTORS®. She helps homeowners across Centennial, Aurora, Parker, Littleton, Highlands Ranch, Castle Rock and the greater Denver Metro who owe more on their home than it is worth.

What is a short sale?

A short sale is when your lender agrees to let you sell your home for less than you owe on the mortgage. The lender has to approve the sale, the price and the terms before it can close.

Is a short sale right for me?

A short sale may be worth considering if:

  • You owe more on your home than it would sell for
  • You're behind on payments or expect to be soon
  • A job change, divorce, medical bills or another hardship means you can't keep the home

It isn't the right answer for everyone. Dawn will walk you through your options, including whether a regular sale, a loan modification or a short sale makes the most sense.

What to expect

  • Lender approval takes time. Short sales usually take longer than a regular sale because the lender has to review and approve the offer.
  • Paperwork matters. Lenders typically ask for a hardship letter, financial statements and other documents. Missing or incomplete paperwork is one of the most common reasons short sales stall.
  • Talk to the right professionals. A short sale can have tax and credit consequences, and some lenders may try to collect the difference. Talk with a CPA and a real estate attorney before you agree to anything.

Why work with Dawn on a short sale

Before she was licensed in 2015, Dawn worked as a mortgage underwriter, and she has sat at the closing table for more than 20,000 loan closings. She knows how lenders review files and what slows them down, so she can help keep your short sale organized and moving.

Common questions

Will a short sale hurt my credit?
A short sale typically affects your credit, but the impact can be different from a foreclosure. Ask your lender or a credit counselor how it applies to your situation.

Do I pay anything to sell my home as a short sale?
In many short sales, the costs of selling are paid out of the sale and approved by the lender. Dawn will explain the costs for your situation up front.

How long does a short sale take?
It depends on the lender. Some approve quickly, and others take several months. Dawn will keep you updated at every step.

More from Dawn

Talk with Dawn, confidentially

Book a 30-minute call at https://calendly.com/dawngreenrealtor/30min/ or call 303-503-2650.

This page is general information, not legal, tax or credit advice. Short sale approval and terms are set by your lender. Consult a CPA and a real estate attorney about your situation.

Dawn Green, REALTOR®, Broker Associate, Colorado license FA.100066314 | Real Broker, LLC DBA Real | Equal Housing Opportunity